Early Wage Access
Get paid when you need!
Offered by My HR Pros, Powered by ZayZoon
What is Early Wage Access?
Early Wage Access/On Demand Pay allows employees to access their earnings before their regularly scheduled paydays. In practice, the program mimics traditional payroll advances that some employers provide to their employees. It allows for employees to meet their financial obligations between payrolls while avoiding overdraft fees, late-payment fees, high-interest credit cards, and payday lenders.
- "It was super easy. Setting up the personal info was easy to understand and follow - I got my funds in less than 30 seconds. By the time I logged into my bank account - the funds were there!"
- "The transfer came through very quickly, less than 1 minute. And on my paycheck it had a section that stated the amount that went to ZayZoon making it very easy to not forget why the check was short that amount. All in all, a very easy and smooth experience!"
- "It was so simple to use! It was quick and to the point...took very little time to receive the money on my debit card!"
ZayZoon is offered through your employer to provide early access to your earnings. ZayZoon charges a flat fee of $5 for you to access funds and then we automatically deduct it from your next paycheck. ZayZoon was created to put an end to payday loans and overdraft fees.
Login to your My HR Pros Employee Portal (www.myhrprofessionals.com/ess). If you see an information tile about ZayZoon on your homepage, your employer has opted to allow you access to the program! Click the "Sign Up" link and you'll be on your way to accessing your earned wages before payday.
ZayZoon encourages employee financial health by recommending that you wait until you’ve reached the $200 daily maximum before requesting a payout. This way you pay less fees and get the most out of each dollar. This is also why you must have a minimum of $20 available to request a payout. ZayZoon's flat fee of $5.00 per transaction is a simple way to track how much you're spending on fees. For a detailed review of how much you can access today, please check your ZayZoon dashboard under "Wages Available". There you will see the amount you are able to access today.
Instant Bank Deposit: Provide your Debit Card number to ZayZoon and funds can be sent directly to your account, typically within 5 minutes or less!
Next Business Day Bank Transfer: You may provide your direct deposit details and funds can be sent to your account by ACH transfer. This option typically takes 1-2 business days for you to receive the funds in your account.
Boost: This is an option in which your payout is dispersed to a virtual gift card with added funds from what you pay on daily essentials to ZayZoon's partnered retailers of your choosing. Often the amount you advance receives a "Boost" of 1%-20% over the amount you are being advanced. Dispersals are sent instantly via email as soon as your payout is approved and then in most cases, you can expect to receive an email within 5 minutes, however, it may take up to two hours depending on the gift card retailer.